Page 1 | Preface and Scope of Application

These Terms of Service (hereinafter referred to as “these Terms”) are formulated by CoinSageAI Inc. (registered at 250 Broadway, New York, NY 10007, USA).

These Terms constitute a legal agreement between the user (hereinafter referred to as “you”) and CoinSageAI, and apply to your access to and use of the platform’s website, mobile applications, quantitative trading system, API interfaces, and related product functions.

By using or registering on this platform, you acknowledge that you have fully read, understood, and agree to abide by these Terms. This platform reserves the right to modify these Terms at any time based on operational and legal requirements. In the event of significant adjustments, we will notify you via email, system notification, or website announcement. The revised terms will take effect immediately upon the announcement.

CoinSageAI strictly complies with US federal and New York State business laws, Financial Crimes Enforcement Network (FinCEN) Anti-Money Laundering (AML) regulations, Know Your Customer (KYC) policies, and data privacy standards (GDPR, CCPA).

If your jurisdiction prohibits or restricts digital asset-related business, please do not use this platform’s services.

Page 2 | Account Registration and User Qualifications To register and use this platform’s services, you must be at least 18 years old and have full civil capacity. Institutional users must submit company registration certificates, authorization letters, and management information.

Registration information must be true, complete, and updated in a timely manner. Users promise not to impersonate others or provide false information; otherwise, the platform has the right to refuse or terminate services.

To comply with legal and regulatory requirements, CoinSageAI is required to conduct KYC identity verification and AML risk review for all users, including identity verification, investigation of the source of funds, and confirmation of transaction purpose.

The platform has the right to request supplementary supporting documents or conduct video verification when necessary. Those who fail to complete verification may not be able to continue using all functions.

After successful registration, the system will assign a unique account ID. Users must properly safeguard their login credentials, API keys, and verification devices. Users are solely responsible for any leaks or asset losses caused by negligence.

To prevent account theft and fraud, CoinSageAI employs multi-factor authentication (MFA), device identification, and abnormal behavior monitoring systems to continuously protect account security.

Page 3 | Service Scope and Function Description

CoinSageAI is an AI-driven digital asset and quantitative strategy execution platform, providing individual and institutional clients with core services such as intelligent trading, liquidity management, asset analysis, and market research.

Key functions include:

AI Trading Engine: Automates order placement, position optimization, and multi-market simultaneous execution through machine learning algorithms;

Quantitative Research and Backtesting System: Users can upload strategy scripts and use the platform’s data environment for backtesting and risk assessment;

Multi-currency Matching and Cross-Market Clearing: The system connects to global exchanges for low-latency matching;

API and SDK Developer Support: Provides programmatic access for professional traders and quantitative institutions;

Education and Research Center: Publishes market analysis, structural research, and risk modeling reports.

CoinSageAI acts only as a technology provider and does not constitute an investment advisor, fund manager, or custodian. All trading decisions and risks are borne independently by the user. The platform does not participate in profit distribution or investment advice.

Page 4 | Risk Disclosure and Liability Limitation Digital asset trading and AI strategy execution are inherently high-risk. Price fluctuations, network latency, smart contract vulnerabilities, and policy changes can all lead to significant losses. Users should use the service only after understanding the risks and possessing the corresponding risk tolerance.

CoinSageAI does not guarantee any returns and is not responsible for the accuracy, completeness, or timeliness of market information, strategy performance, or third-party data.

The platform shall not be liable for any damages in the following circumstances:
Losses caused by force majeure (natural disasters, policy prohibitions, war, cyberattacks);
Transaction failures caused by user’s own equipment or network malfunctions;
Delays caused by third-party system anomalies, on-chain delays, or settlement channel interruptions;
Regulatory penalties or asset freezes resulting from user violations of laws or terms.

Using this platform indicates that the user accepts the principle of assuming full responsibility for their own risks. CoinSageAI’s liability is limited to direct losses caused by its own negligence, and the maximum compensation amount shall not exceed the total service fees already paid by the user.

Page 5 | Fees, Settlement, and Asset Security

The platform may charge transaction matching fees, strategy execution fees, API usage fees, data access fees, deposit and withdrawal fees, etc.

All fee standards are subject to the official website announcement, and users will be notified in advance of any adjustments.

User funds are strictly separated from platform operating funds. The system employs cold and hot wallet isolation, multi-signature control, whitelist transfers, and 24-hour monitoring.

Withdrawals and settlements must pass a risk review process. For some transactions, on-chain confirmation will determine the arrival time.

CoinSageAI will not be obligated to provide additional compensation in the event of delayed arrivals or changes in fees.

Users can view settlement records and detailed statements in real time on their account interface. The platform does not provide interest, guaranteed returns, or dividend-type services. Any third party claiming to offer investment or arbitrage services is not affiliated with CoinSageAI.

To prevent money laundering and the inflow of illicit funds, the platform will restrict IP addresses from high-risk countries and anonymous transactions.

Page 6 | User Conduct Guidelines and Prohibited Activities

To ensure system security and a fair trading environment, users are prohibited from engaging in the following activities:
* Providing a false identity or opening an account on behalf of others;
* Engaging in money laundering, terrorist financing, fraud, or deception;
* Manipulating market prices, creating false trading volumes, or exploiting vulnerabilities for profit;
* Decompiling, attacking servers, or disseminating malicious code;
* Publishing defamatory, offensive, inflammatory, or false information in the community or on the platform;
* Using this platform for unauthorized commercial promotion.

If any violation is discovered, CoinSageAI has the right to immediately freeze the account, terminate trading, ban the device, and hand it over to law enforcement agencies.

Users are obligated to cooperate with platform investigations, retain transaction records, and accept regulatory audits. If a user’s actions cause losses to the platform, they shall bear full compensation and legal liability.

Page 7 | Intellectual Property and Data Ownership

CoinSageAI owns all intellectual property rights to the website, system, algorithm, trading engine, UI design, brand logo, videos, and document content.

No one may copy, redistribute, rent, sublicense, or use this content for commercial purposes without written permission.

User-uploaded trading scripts, strategy models, and content remain the property of the user. However, users authorize CoinSageAI to use, display, store, and analyze these materials globally, free of charge and on a non-exclusive basis, to improve product performance and security.

CoinSageAI will not publicly disclose user trade secrets but reserves the right to use anonymized statistical results for market research and system optimization.

In the event of intellectual property disputes or infringement reports, the platform will handle the matter in accordance with the DMCA (Digital Copyright Act), and may suspend the relevant content or account if necessary.

Page 8 | Account Suspension, Termination, and Data Retention

CoinSageAI has the right to suspend or terminate services under the following circumstances:
User violates these terms or applicable laws;
Account is suspected of money laundering or fraud;
Long-term inactivity or security risks;
Cooperation with regulatory or judicial investigations.

After termination, users must still settle any outstanding transactions and fees. The platform will retain transaction records, identity information, and audit logs for at least five years in accordance with the law.

After account cancellation, some data (such as blockchain records) may not be deleted.

If users wish to reactivate the service, they must undergo identity verification and risk review again.

The platform reserves the right to refuse to reopen accounts based on compliance requirements without providing specific reasons.

Page 9 | Compliance Obligations and Regulatory Cooperation

CoinSageAI complies with the requirements of regulatory bodies such as FinCEN, OFAC, and NYDFS, establishing a global compliance system:
Anti-Money Laundering Policy: Real-time monitoring of transaction patterns to identify abnormal activity;
Sanctions Screening System: Automatically compares against international sanctions lists and restricts relevant accounts;
Data Audit and Encrypted Retention: Ensures regulatory traceability and complete evidence;
External Audit and Compliance Assessment: Regularly commissions independent institutions to conduct assessments.

The platform cooperates with law enforcement agencies in accordance with the law and discloses necessary information in accordance with legal procedures.

Users must ensure that their actions do not violate their country’s financial or tax regulations.

If the platform is penalized, subject to claims, or suffers reputational damage due to user violations, the platform has the right to seek full compensation from the user.

CoinSageAI will continue to strengthen global compliance cooperation to ensure its services meet international financial security and transparency standards.

Page 10 | Terms Updates, Notices, and Compliance Contact

CoinSageAI reserves the right to revise, supplement, or update these terms at any time. Any changes will be announced via official website announcements, registered email, or system messages. Continued use of the service after changes constitutes acceptance of the revised terms.

The platform will provide 7 business days’ advance notice of significant changes to policies, fees, trading mechanisms, etc.

For questions, complaints, or to exercise legal rights regarding the terms or compliance policies, please contact:

Email: [email protected]

Address: 250 Broadway, New York, NY 10007 USA

All disputes shall be governed by and construed in accordance with the laws of the State of New York and subject to the exclusive jurisdiction of the courts of the St